Loan Rates & Terms
Transparent pricing, flexible payment schedules, and clear terms for short-term financing.
Loan Amount Range
First-Time Borrowers: Minimum $200.00 up to $800.00.
Returning Customers: Maximum loan amounts available up to $2,000.00 based on repayment performance and lender criteria.
Cost of Your Loan
The exact finance fees, total payments due, and Annual Percentage Rate (APR) will be fully disclosed on your loan agreement before you sign. The payment schedule will detail the number of payments, payment amounts, and due dates for the entire duration of your loan.
No Prepayment Penalties: You control how fast you pay off your loan. There are zero penalties for paying off early or making extra principal payments between due dates. The sooner you repay your loan, the less total interest you pay.
Sample Payment Schedule ($300 Loan Example)
Below is a sample installment schedule for a $300 loan repaid over 12 biweekly installments:
| Loan Amount | Number of Payments | Total Finance Fees | Total Principal | Total Repayment | Est. APR Range |
|---|---|---|---|---|---|
| $300.00 | 12 Biweekly | $759.04 | $300.00 | $1,059.04 | 200.00% – 699.00% |
Detailed Biweekly Payment Breakdown
| Installment # | Frequency | Payment Due |
|---|---|---|
| Payment 1 | Biweekly | $88.27 |
| Payment 2 | Biweekly | $88.27 |
| Payment 3 | Biweekly | $88.27 |
| Payment 4 | Biweekly | $88.27 |
| Payment 5 | Biweekly | $88.27 |
| Payment 6 | Biweekly | $88.27 |
| Payment 7 | Biweekly | $88.27 |
| Payment 8 | Biweekly | $88.27 |
| Payment 9 | Biweekly | $88.27 |
| Payment 10 | Biweekly | $88.27 |
| Payment 11 | Biweekly | $88.27 |
| Payment 12 | Biweekly | $88.27 |
⚡ Funding & Late Fee Information
Same-Day Funding: Loan applications fully verified and approved by 2:00 PM CT on business days are generally funded the same business day.
Late Charge Policy: A delinquency fee of up to $15.00 may apply for payments not received within nine (9) days after the scheduled due date as specified in your lender agreement.